Consumer Information

Opportunity Act of 2008 (HEOA), includes many disclosure and reporting requirements. A disclosure requirement is information that a postsecondary education institution is required to distribute or make available to another party, such as students or employees.

 


Notice of Availability of Institutional and Financial Aid Information

All institutions participating in Title IV, HEA student financial aid programs must annually distribute to all enrolled students a notice of the availability of the information that is required to be made available to students under the Family Educational Rights and Privacy Act of 1974 (FERPA). The notice must list and briefly describe the information and include a statement of the procedures required to obtain the information.

For information on FERPA, click here.

Click here to view the FERPA policy for CBTS.  To request a paper copy, contact the Dean's office.

 


Student Financial Aid Information

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about:

  1. Need-based and non-need-based federal, state, local, private, and institutional student financial assistance programs available to students, click here.

  1. The terms and conditions of Title IV, HEA loans, click here.

  1. The criteria for selecting recipients and for determining amount of award, click here.

  1. Eligibility requirements and procedures for applying for:

a. Student loans, click here.
b. Scholarships, click here.

  1. The methods and frequency of disbursement of aid;

a. Student loans, click here.
b. Scholarships, click here.

  1. The rights and responsibilities of students receiving Title IV, HEA student financial aid, including criteria for continued student eligibility and standards for satisfactory academic progress, click here.

a. For the Satisfactory Academic Progress policy of the Financial Aid office, click here.
b. For the Satisfactory Academic Progress policy of the Academic Division, click here.

  1. The terms of any loan received as part of financial aid package, sample loan repayment schedule, and the necessity for repaying loans, click here.

    *Central does not use a financial aid package. Student loans are initiated by the student.

  1. Enrollment in a program of study abroad approved for credit by Central Baptist Seminary may be considered enrollment at Central Baptist for purposes of applying for federal student financial aid. You may direct any questions to the Financial Aid Office.

  2. Central Baptist Seminary does not have a work study assistance program.

  3. Exit Counseling is provided for Central Seminary by the U. S. Department of Education.  Click here to access the Exit Counseling.  Click here for more information on Exit Counseling.

 


Notice of Federal Student Financial Aid Penalties for Drug Law Violations

All institutions participating in Title IV, HEA student financial aid programs must provide to each student, upon enrollment, a separate, clear, and conspicuous written notice that advises the student that a conviction for any offense, during a period of enrollment for which the student was receiving Title IV. HEA program funds, under all, federal or state law involving the possession or sale of illegal drugs will result in the loss of eligibility for any Title IV, HEA grant, loan, or work-study assistance.  Click here for more information.

Each institution must provide a notice in a timely manner to each student who has lost eligibility for Title IV, HEA assistance as a result of the penalties under HEA Sec. 484(r)(1). The notice must be a separate, clear, and conspicuous written notification of the loss of eligibility and must advise the student of the ways in which (he student can regain eligibility. 

The Financial Aid office of CBTS will send any student who has lost eligibility a notice in writing.

 


Privacy of Student Records - Family Education Rights and Privacy Act (FERPA)

All institutions receiving funds from any Department of Education Program must annually provide a notice to all enrolled students, through any reasonable means to inform students of their rights, about the following:

  • the right to review their education records, to request amendment of records, to consent to disclosures of personally identifiable information, and to file complaints with the Department of Education;
  • procedures for reviewing education records and requesting amendment of the records; and
  • if applicable, information about the institution's policy regarding disclosures to school officials with a legitimate educational interest in the education records.

In order to disclose directory information without prior consent, an institution must provide to students a notice of directory information that includes

  • the types of information the institution has designated as directory information; and
  • the student's right to refuse to allow any or all such information about the student to be designated as directory information, and the time period the student has for notifying the institution in writing.

The seminary will send annually on the second Friday of September via email a notice to all students regarding their FERPA rights.

 


Facilities and Services Available to Students with Disabilities

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students through appropriate publications, mailings, or electronic media, information about facilities and services available to students with disabilities, including students with intellectual disabilities.

Click here to view the information on facilities and services available to students with disabilities.

 


Student Body Diversity

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about student body diversity, including the percentage of enrolled, full-time students in the following categories: male, female, self-identified members of a major racial or ethnic group, and Federal Pell Grant recipients. 

Click here to view this demographic data.

*Central Seminary is not eligible for Pell Grants.

 


Price of Attendance

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, infonnation about the price of attendance, including tuition and fees, books and supplies, room and board, transportation costs, and any additional costs for a program in which the student is enrolled or expresses an interest.

Click here to view price of attendance information.

 


Refund Policy, Requirements for Withdrawal and Return of Title IV Financial Aid

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about:

  • the institution's refund policy
  • Requirements and procedures for official withdrawal
  • Requirements for return of Title IV, HEA grant or loan aid

The academic catalog contains the information on refunds, change of registration, and withdrawals.  Click here to view the catalog.

 


Textbook Information

Institutions receiving any federal funds must disclose, to the maximum extent practicable, and in a manner of the institution’s choosing, on the institution's Internet course schedule used for preregistration and registration purposes, the International Standard Book Number (ISBN) and retail price information of required and recommended textbooks and supplemental materials for each course listed.

If the ISBN is not available, the institution must include in the Internet course schedule the author, title, publisher, and copyright date for the textbook or supplemental material.

Click here to view information about textbooks.

 


Copyright Infringement Policies and Sanctions (Including Computer Use and File Sharing)

All institutions participating in Title IV, HEA student financial aid programs must annually make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, the institution's policies and sanctions related to copyright infringement. 

Click here for the policy regarding copyright infringement.

 


Drug and Alcohol Abuse Prevention Program

Each institution, that receives any federal funds, must annually distribute in writing to each student and each employee, the following information regarding drugs and alcohol:

  • standards of conduct that clearly prohibit the unlawful possession, use, or distribution of illicit drugs and alcohol by students and employees on the institution's property or as part of any of the institution's activities;
  • description of applicable legal sanctions under state, local, and federal law
  • description of health risks;
  • description of available counseling, treatment, rehabilitation, or re-entry programs; and
  • clear statement that institution will impose sanctions for violation of standards of conduct and a description of the sanctions.

The seminary will distribute annually during the month of September the policy regarding Drug and Alcohol Abuse Prevention.  Click here to view the policy at any time.

 


Vaccinations Policy

All institutions participating in Title IV, HEA student financial aid programs must annually make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information about institutional policies regarding vaccinations. 

Click here to view the seminary's vaccinations policy.

 


Retention Rate

All institutions participating in Title IV, HEA student financial aid programs must annually make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, the retention rate of certificate- or degree-seeking, first-time, undergraduate students as reported to IPEDS. 

Click here to view retention rates.

 


Complete/Graduation and Transfer-Out Rates (Including Disaggregated Completion/Graduation Rates) (Student Right-to-Know Act)

All institutions participating in Title IV, HEA student financial aid programs that enroll first-time, full-time undergraduate students, must annually make available to prospective and enrolled students, through appropriate publications. mailings, or electronic media, the following data:

Completion/Graduation and Transfer-out Rates:

Institutions must disclose the completion or graduation rate of certificate- or degree-seeking, first-time, full-time, undergraduate students. The data must be made available by July 1 each year for the most recent cohort that has had 150 percent of normal time for completion by August 31 of the prior year.

An institution that determines that its mission includes providing substantial preparation for students to enroll in another Title IV, HEA-eligible institution must disclose a transfer-out rate for each cohort. A student shall be counted as a completion or graduation if the student earns a degree or certificate or completes a transfer-preparatory program within 150 percent of normal time for the student's program.

*Central does not have certificate or degree seeking undergraduate students.  The seminary only has diploma program for persons who have not achieved a baccalaureate degree.

Disaggregated Completion/Graduation Rates;

The HEOA (Sec. 488(a)(3)) added a provision requiring that the completion or graduation rates must be disaggregated by

  • gender;
  • major racial and ethnic subgroup (as defined in IPEDS);
  • recipients of a Federal Pell Grant;
    recipients of a subsidized Stafford Loan who did not receive a Pell Grant; and
  • students who did not receive either a Pell Grant or a subsidized Stafford Loan.

 

 


Placement in Employment

All institutions participating in Title IV, HEA student financial aid programs must make available to prospective and enrolled students, through appropriate publications, mailings, or electronic media, information regarding the placement in employment of, and types of employment obtained by, graduates of the institution’s degree or certificate programs.

Click here for information on types of employment related to programs.

 


Job Placement Rates

All institutions participating in Title IV, HEA student financial aid programs that advertise job placement rates for student recruitment must make available to prospective students at or before the time the student applies for enrollment:

  • the most recent available data concerning employment statistics and graduation statistics;
  • any other information necessary to substantiate the truthfulness of the advertisements; and
  • relevant state licensing requirements of the stare in which the institution is located for any job for which the course of instruction is designed to prepare students.

*Central does not advertise job placement rates in its recruiting.

 


Voter Registration Forms

All institutions, participating in Title IV, HEA student financial aid programs must:

  • make a good faith effort to distribute a mail voter registration form (for federal elections and state elections for governor or other State chief executive) to each student enrolled in a degree or certificate program and physically in attendance at the institution;
  • make the voter registration form widely available to students at the institution; and
  • request the forms from the state 120 days prior to the deadline for registering to vote within the stale.

This requirement does not apply to institutions in states that do not have a voter registration requirement or that allow voters to register at the time of voting.

*Central will distribute annually to students via email each September the following links to voter registration information.

Voter Registration Form links:

Kansas: https://www.kdor.org/voterregistration/
Missouri: http://www.sos.mo.gov/forms/elections/MVRA_PC_231-0169_042007.pdf
Wisconsin: http://gab.wi.gov/elections-voting/voters/registration-voting
Tennessee: http://www.tn.gov/sos/election/registration.htm
Texas: http://www.sos.state.tx.us/elections/voter/reqvr.shtml
Washington: http://www.dol.wa.gov/driverslicense/voter.html
Michigan: http://www.michigan.gov/sos/0,1607,7-127-1633_11619-123989--,00.html

 


Constitution and Citizenship Day

All institutions participating in Title IV, HEA loan programs are required to hold educational programming commemorating the September 17, 1787 signing of the Constitution. The educational programming should occur September 17th or the preceding or following week if the 17th falls on a Saturday, Sunday or holiday. An institution should document its commemoration of Constitution Day.

*Central will distribute annually via email on or near September 17th information regarding the Constitution of the United States.

 


National Student Loan Data System

All institutions participating in Title IV, HEA loan programs are required to inform student or parent borrowers that loans will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system.

*Centiral submits all student loans to the National Student Loan Data System (NSLDS). This information will be accessible by guaranty agencies, lenders and institutions determined to be authorized users of the data system.



Entrance Counseling for Student Borrowers

All institutions participating in Title IV, HEA loan programs are required to provide first-time student- or parent-borrowers comprehensive information on the terms and conditions of the loan and of the borrower's responsibilities. The information is to include:

  • the effect of the loan on the eligibility of the borrower for other forms of aid;
  • an explanation of the use of the Master Promissory Note;
  • the seriousness and importance of the students' repayment obligation;
  • information on the accrual and capitalization of interest;
  • borrowers of un subsidized loans have the option of paying interest while in school;
  • definition of half-time enrollment and the consequences of not maintaining half-time enrollment;
  • importance of contacting appropriate offices if student withdraws prior to completion of program of study;
  • sample monthly repayment amounts;
  • the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or does not receive the educational or other services the borrower purchased from the school;
  • consequences of default;
  • information about the NSLDS and how the borrower can access the borrower's records; and
  • the name and contact information the borrower may contact with questions about the borrower's rights and responsibilities or the terms and conditions of the loan.

Central Baptist Theological Seminary’s entrance counseling as well as other information is provided by the U. S. Department of Education online.

Click here to access the Entrance Counseling.

 


Exit Counseling for Student Borrowers

All institutions participating in Title IV, HEA loan programs are required to provide student or parent borrowers comprehensive information shortly before the student borrower ceases at least half-time study at the institution. The counseling should provide information on:

  • average anticipated monthly repayment amount;
  • repayment plan options;
  • options to prepay or pay on shorter schedule;
  • debt management strategies;
  • use of Master Promissory note;
  • the seriousness and importance of student's repayment obligation;
  • terms and conditions for forgiveness or cancelation;
  • copy of information provided by the Department of Education (see subject # L-2);
  • terms and conditions for deferment or forbearance;
  • consequences of default;
  • options and consequences of loan consolidation;
  • tax benefits available 10 borrowers:
  • the obligation of the borrower to repay the full amount of the loan regardless of whether the borrower completes program or completes within regular time for completion, is unable to obtain employment upon completion, or is otherwise dissatisfied with or did not receive the educational or other services the borrower purchased from the institution;
  • availability of the Student Loan Ombudsman's office; and
  • information about the NSLDS. The Department of Education is required to provide a disclosure form for students and prospective students about the NSLDS.

Exit counseling for Central Seminary is provided by the U. S. Department of Education.  Click here to access the Exit Counseling.

Click here to access the exit counseling handbook.



Safety and Security Information

Click here for to view the school's Clery Act Compliance Policy

Click here for the current Campus Crime and Safety Report

National Center for Education Statistics (campus demographics)

Also, a helpful link for those interested in more detail is http://cityofshawnee.org   This is up to date crime information for our neighborhood by selecting “City Departments”, click on “police”, then “services” at top of page and finally clicking on “crime analysis”.  The specialist in charge can be e-mailed for direct references to police reports.  Also, neighborhood mapping and crime frequency can be accessed.



General Consumer Information

General Consumer Information (pdf)

Higher Education Tax Benefits